Overview
Description
bunq is a Dutch digital neo-bank offering mobile-first personal and business accounts, high-yield savings, and sustainable banking features across the European Economic Area.
General Info
Overview
Products
Features
Area served
Pros & Cons
Pros
Remote Account Opening. Ability to open an account entirely online (including video verification) without visiting a branch. Crucial for non-residents
Multi-Currency Accounts. Ability to open and conveniently manage accounts in different currencies within a single dashboard
Fast International Transfers. Fast processing of international transfers (SWIFT, SEPA, etc.) with minimal delays
Zero Account Maintenance Fees. No monthly account maintenance fees (with no hidden conditions)
Cons
No Remote Onboarding. Inability to open an account remotely, requiring mandatory personal presence at a bank branch
Low Interest Rates on Deposits. Extremely low, near-zero interest rates on deposits and savings accounts
High Out-of-Network Fees. High fees for cash withdrawals at out-of-network ATMs or abroad
