Overview
Description
Blackcatcard is an international neobanking solution issued by Papaya Ltd, offering mobile and online banking, free European IBANs, Mastercard payment cards, and integrated crypto services for individuals and businesses.
General Info
Address
31 Sliema Road, Gzira GZR 1637, Malta
Phone number
Identification number
C55146
CEO
Igor Tsybolyuk
COB
Dmitrijs Panurskis
Email
info@papaya.eu
Full name
Papaya Ltd.
Name
blackcat
Website
SWIFT code
PAPYMTMT
Year of foundation
2019
Overview
Crypto-Friendly
Risk
High risk
Commissions
Low
Mobile App
iOS, Android, Web
Supported languages
Amharic, Norwegian Nynorsk, Romanian
International Transfers
SEPA / SEPA Instant, CHAPS Transfers
Authorities
FSCA, BaFin
Regulators
OSFI, CBR
Country of registration
Italy
Business focus
Currency exchange, Deposits, Mortgage, P2P payments
Card/Payment Scheme
Alipay, Japan Credit Bureau
License type
Insurance Companies, Savings and Loan (S&L) Associations, Mortgage Companies, E-Money Institutions (EMIs)
Account Currency
AOA, SSP
AML Tolerance
Medium-Low
Products
Payment Cards - Debit
CBDC
Cryptoprocessing
Investments
Loans - Car loans
Loans - Consumer loans
Loans - Microloans
Loans - Mortgage loans
Loans - Student loans
Payment Cards - CashbackCard
Payment Cards - Credit
Payment Cards - Crypto
Payment Cards - Prepaid
Payment Cards - Travel
SEPA
SWIFT
Savings accounts
Staking
Time Deposits
Trading accounts
Features
ATM support
Acquiring bank
Cryptocurrency exchange
Cryptopayments
Expense Management Tools
Overdrafts
Personal Manager
Servicing of Individuals
Servicing of Legal entities
Area served
Africa
Morocco, Eswatini, Burkina Faso, Angola
Asia
Myanmar, Qatar, Nepal, Iraq
Australia and Oceania
Vanuatu, Papua New Guinea, Australia, Solomon Islands
Europe
Poland, Montenegro, Liechtenstein, Vatican City
North America
Belize, Saint Vincent and the Grenadines, Mexico, Costa Rica
South America
Venezuela, Uruguay, Colombia, Brazil
Pros & Cons
Pros
Instant Virtual Cards. Instant issuance of virtual cards right after opening an account or in just a few clicks
Zero Account Maintenance Fees. No monthly account maintenance fees (with no hidden conditions)
Cons
Strict Account Minimums. Requirement to maintain a high minimum account balance to avoid penalties or fees
