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Overview

Description

Tomorrow is a German sustainable neobank that offers mobile-first checking accounts and debit cards, using customer deposits exclusively to finance climate protection and sustainability projects.

General Info

Address
Neuer Pferdemarkt 23, 20359 Hamburg, Germany
Phone number
+49 40 22861410
Identification number
HRB 154109
CEO
Inas Nureldin
COB
Inas Nureldin
Email
support@tomorrow.one
Full name
Tomorrow GmbH
Name
Tomorrow
Website
https://www.tomorrow.one/en-EU/
Social Media
SWIFT code
SOBKDEBBXXX
Year of foundation
2018

Overview

Crypto-Friendly

Risk
Low risk
Commissions
Low
Mobile App
iOS, Android
Supported languages
Polish, Tamil, Uzbek
International Transfers
SEPA / SEPA Instant, CHAPS Transfers, ACH Transfers
Authorities
SEC, CONSOB, ASIC
Regulators
FSPR, MAS, BNM
Country of registration
Togo
Business focus
Money transfers, Student loans, Cryptocurrency exchange, Currency exchange
Card/Payment Scheme
American Express, UnionPay, Visa
License type
Brokerage Firms, Payment Service Provider (PSP), Wealth Management License
Account Currency
MKD, BIF, BYN
AML Tolerance
Medium-Low

Products

Payment Cards - Debit

CBDC

Cryptoprocessing

Investments

Loans - Car loans

Loans - Consumer loans

Loans - Microloans

Loans - Mortgage loans

Loans - Student loans

Payment Cards - CashbackCard

Payment Cards - Credit

Payment Cards - Crypto

Payment Cards - Prepaid

Payment Cards - Travel

SEPA

SWIFT

Savings accounts

Staking

Time Deposits

Trading accounts

Features

ATM support

Acquiring bank

Cryptocurrency exchange

Cryptopayments

Expense Management Tools

Overdrafts

Personal Manager

Servicing of Individuals

Servicing of Legal entities

Area served

Africa
Ivory Coast, Malawi, Somalia
Asia
Armenia, Tajikistan, Turkmenistan
Australia and Oceania
Fiji, Tonga, Vanuatu
Europe
Hungary, Malta
North America
Grenada, Panama
South America
Argentina, Brazil

Pros & Cons

Pros

  • Direct Integration with Exchanges. Direct integration or partner gateways with popular crypto exchanges (fast and cheap deposits/withdrawals)

  • Instant Virtual Cards. Instant issuance of virtual cards right after opening an account or in just a few clicks

  • Remote Account Opening. Ability to open an account entirely online (including video verification) without visiting a branch. Crucial for non-residents

  • Cashback & Rewards. Loyalty program offering high cashback percentages or bonus miles on purchases

  • Zero Account Maintenance Fees. No monthly account maintenance fees (with no hidden conditions)

  • High Savings APY. High interest rates on savings accounts and deposits

Cons

  • Strict Crypto Restrictions. Strict policy regarding cryptocurrencies: account freezes for transactions related to crypto or P2P