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Overview

Description

Starling Bank is a fully-licensed digital bank in the UK offering personal, joint, and business accounts, alongside lending, overdrafts, and fee-free international spending.

General Info

Address
5th Floor, London Fruit And Wool Exchange, 1 Duval Square, London, E1 6PW, United Kingdom
Phone number
+44 20 7314 2038
Identification number
09092149
CEO
Raman Bhatia
COB
David Sproul
Email
help@starlingbank.com
Full name
Starling Bank Limited
Name
Starling Bank
Website
https://www.starlingbank.com/
Social Media
SWIFT code
SRLGGB2LXXX
Year of foundation
2014

Overview

Crypto-Friendly

Risk
High risk
Commissions
Medium-Low
Mobile App
iOS, Android, Web, Api
Supported languages
Lithuanian, Tajik
International Transfers
SWIFT, CHAPS Transfers, ACH Transfers
Authorities
MFSA, FINRA, FINMA, AMF
Regulators
CBK, HKMA, CBI
Country of registration
United Kingdom
Business focus
Cryptocurrency exchange, Merchants, Money transfers, Trading
Card/Payment Scheme
Discover Financial Services, UnionPay, Visa
License type
Money Services Business (MSB), Wealth Management License, Central Bank
Account Currency
SYP, BIF, DJF, KZT
AML Tolerance
Medium-Low

Products

Payment Cards - Debit

CBDC

Cryptoprocessing

Investments

Loans - Car loans

Loans - Consumer loans

Loans - Microloans

Loans - Mortgage loans

Loans - Student loans

Payment Cards - CashbackCard

Payment Cards - Credit

Payment Cards - Crypto

Payment Cards - Prepaid

Payment Cards - Travel

SEPA

SWIFT

Savings accounts

Staking

Time Deposits

Trading accounts

Features

ATM support

Acquiring bank

Cryptocurrency exchange

Cryptopayments

Expense Management Tools

Overdrafts

Personal Manager

Servicing of Individuals

Servicing of Legal entities

Area served

Africa
Morocco, Congo (Democratic Republic), Central African Republic
Asia
Uzbekistan, India, Brunei
Australia and Oceania
Kiribati, Solomon Islands, Samoa, Marshall Islands
Europe
Luxembourg, Belarus, Armenia, Albania
North America
Guatemala, Cuba, Jamaica, Haiti
South America
Chile, Paraguay, Guyana, Ecuador

Pros & Cons

Pros

  • Multi-Currency Accounts. Ability to open and conveniently manage accounts in different currencies within a single dashboard

  • Cashback & Rewards. Loyalty program offering high cashback percentages or bonus miles on purchases

  • Zero Account Maintenance Fees. No monthly account maintenance fees (with no hidden conditions)

Cons

  • High Card Issuance/Delivery Fees. Expensive fees for physical card issuance or delivery (especially international)

  • Hidden Fees & Commissions. Presence of non-obvious fees (for bank statements, account inactivity, SMS alerts, etc.)

  • Strict Crypto Restrictions. Strict policy regarding cryptocurrencies: account freezes for transactions related to crypto or P2P