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Overview

Description

Santander UK is a leading financial services provider in the UK, offering a wide range of personal and commercial financial products and services, including current accounts, mortgages, and corporate banking.

General Info

Address
2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom
Phone number
Identification number
02294747
CEO
Mike Regnier
COB
William Vereker
Email
customer.services@santander.co.uk
Full name
Santander UK plc
Name
Santander UK plc
Number of ATMs
1200
Number of branches
445
Social Media
SWIFT code
ABBYGB2L
Year of foundation
2010

Overview

Crypto-Friendly

Risk
High risk
Commissions
Medium-High
Mobile App
Web, Api
Supported languages
Fijian, Pashto, Scottish Gaelic
International Transfers
SWIFT, CHAPS Transfers
Authorities
HKMA, FSCA, AFE
Regulators
RBI, MAS, FSPR, CBR
Country of registration
Netherlands
Business focus
Merchants, Corporate banking
Card/Payment Scheme
American Express, Japan Credit Bureau, Mastercard, Rupay
License type
Payment Institutions (PIs), Savings and Loan (S&L) Associations
Account Currency
IRR, AWG, GHS, MMK
AML Tolerance
High

Products

Payment Cards - Debit

CBDC

Cryptoprocessing

Investments

Loans - Car loans

Loans - Consumer loans

Loans - Microloans

Loans - Mortgage loans

Loans - Student loans

Payment Cards - CashbackCard

Payment Cards - Credit

Payment Cards - Crypto

Payment Cards - Prepaid

Payment Cards - Travel

SEPA

SWIFT

Savings accounts

Staking

Time Deposits

Trading accounts

Features

ATM support

Acquiring bank

Cryptocurrency exchange

Cryptopayments

Expense Management Tools

Overdrafts

Personal Manager

Servicing of Individuals

Servicing of Legal entities

Area served

Africa
Congo (Democratic Republic), Uganda
Asia
Iran, Israel, Japan, Myanmar
Australia and Oceania
Micronesia, Nauru, Palau, Vanuatu
Europe
Kosovo, Switzerland
North America
Haiti, United States
South America
Argentina, Guyana, Paraguay

Pros & Cons

Cons

  • Hidden Fees & Commissions. Presence of non-obvious fees (for bank statements, account inactivity, SMS alerts, etc.)

  • Strict Account Minimums. Requirement to maintain a high minimum account balance to avoid penalties or fees

  • High Out-of-Network Fees. High fees for cash withdrawals at out-of-network ATMs or abroad