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Overview

Description

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General Info

Address
955 Nader Keys Apt. 931 West Santino, KS 51295-4485
Phone number
Identification number
62620866
CEO
Isai Wolff
COB
Jenifer Conroy
Email
bins.mariela@hayes.com
Full name
Gusikowski, Turcotte and Denesik LLC
Name
Gusikowski, Turcotte and Denesik
Number of ATMs
48361
Number of branches
2241
Social Media
SWIFT code
VDQWPZ78I8R
Year of foundation
2000

Overview

License type
Cryptocurrency Exchange License, Money Services Business (MSB), Payment Institutions (PIs), Retail and Commercial Banks
Authorities
FINMA, FINRA
Regulators
CBI, FSPR, HKMA
Country of registration
Guatemala
Business focus
Currency exchange, Deposits, Insurance, Money transfers
Card/Payment Scheme
American Express, Discover Financial Services, Japan Credit Bureau, UnionPay
International Transfers
CHAPS Transfers, ACH Transfers, EFT Transfers
Account Currency
ISK, KWD, PLN
AML Tolerance
Medium-Low
Risk
High risk
Crypto-Friendly

Commissions
Low
Mobile App
iOS, Android
Supported languages
Gujarati, Russian, Tigrinya, Ukrainian

Area served

Africa
Malawi, Sudan
Asia
Indonesia, Singapore
Australia and Oceania
Nauru, Samoa
Europe
Bosnia and Herzegovina, Hungary, Netherlands, Serbia
North America
Cuba, Nicaragua, Trinidad and Tobago
South America
Chile, Guyana, Peru

Features

ATM support

Acquiring bank

Cryptocurrency exchange

Cryptopayments

Currency exchange

Expense Management Tools

International Transfers

Overdrafts

Personal Manager

Servicing of Individuals

Servicing of Legal entities

Products

CBDC

Cryptoprocessing

Investments

Loans - Car loans

Loans - Consumer loans

Loans - Microloans

Loans - Mortgage loans

Loans - Student loans

Payment Cards - CashbackCard

Payment Cards - Credit

Payment Cards - Crypto

Payment Cards - Debit

Payment Cards - Prepaid

Payment Cards - Travel

SEPA

SWIFT

Savings accounts

Staking

Time Deposits

Trading accounts

Pros & Cons

Pros

  • High Savings APY. High interest rates on savings accounts and deposits

  • Extensive ATM Network. Large network of in-network or partner ATMs with free cash withdrawals

  • Cashback & Rewards. Loyalty program offering high cashback percentages or bonus miles on purchases

  • Multi-Currency Accounts. Ability to open and conveniently manage accounts in different currencies within a single dashboard

Cons

  • High Out-of-Network Fees. High fees for cash withdrawals at out-of-network ATMs or abroad

  • Strict Crypto Restrictions. Strict policy regarding cryptocurrencies: account freezes for transactions related to crypto or P2P

  • Hidden Fees & Commissions. Presence of non-obvious fees (for bank statements, account inactivity, SMS alerts, etc.)

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